
Mortgage syndication is a group of investors investing in one specific mortgage.
Syndicated mortgages can represent the full range of financing options and properties. Each investment presents its own unique risks and the yield reflects these risks. Syndicate mortgage partners are provided with a thorough underwriting and presentation upon which they can make their investment decision. Beyond a minimum investment, an investor is free to contribute any amount they like towards the full loan amount. Syndicating a loan allows the borrower to obtain funding under a single mortgage loan while the initial lender has the opportunity to reduce its risk by retaining ownership of only a portion of the loan.
When the mortgage matures and is paid out, the funds are returned to the investor.
| Features | Benefits |
|---|---|
| You own an interest in secured mortgages | Diversification |
| The Syndication distributes income monthly or every 1, 3 & 5, 10, and 20 years | Regular income |
| No minimum- hold period | Liquid |
| RRSP/RRIF Eligible | Tax Free Growth |
| Real estate security | Low volatility |